CDs and IRAs Have a question? Please contact us today for more information. CD Rates Individual Retirement Account Features $500.00 Minimum Balance Annual Service Fee of $30.00 Certificate of Deposit Features $5,000.00 Minimum Balance Early Withdrawal Fee based on 6 months interest CD Rates Term Amount APR 12 Month $10 - $49,999 .15% Term Amount APR 12 Month $50,000 and up .20% Term Amount APR 18 Month $10 - $49,999 .20% Term Amount APR 18 Month $50,000 and up .25% Term Amount APR 24 Month $10 - $49,999 .25% Term Amount APR 24 Month $50,000 and up .40%
